Travel insurance for vacations

RISKS COVERED

SUMS INSURED

1) ASSISTANCE GUARANTEE

         1.1.1.       Medical and health assistance (Including Covid-19)

• Spain…………………………………………………………………………..

• Europe………………………………………………………………………….

• World………………………………………………………………………

• On board the cruise………………………………………………………..

100.000 €

500.000 €

1.000.000 €

10.000 €

1.1.5. Urgent dental expenses

150 €

1.1.10. Repatriation or medical transportation of injured or sick people

Unlimited

1.1.11. Repatriation or transportation of companions (2)

Unlimited

1.1.12. Repatriation or transportation of minor children or dependents

Unlimited

1.1.13. Repatriation or transportation of the deceased insured

Unlimited

1.1.15. Early return due to death of a family member

Unlimited

1.1.16. Early return due to hospitalization of a family member for more than 5 days

Unlimited

1.1.17. Early return due to a serious accident at the insured's home or professional premises

Unlimited

1.1.26. Extension of stay in hotel by medical prescription (100 euros/day

1.000 €

1.1.27. Displacement of a person in case of hospitalization of the insured for more than 5 days           1.1.27.1. Stay expenses of the displaced person in case of hospitalization of the insured for more than 5 days (100 euros/day)……

Unlimited

1.000 €

1.1.28. Medical, surgical, pharmaceutical and hospitalization expenses of the displaced companion

500 €

1.1.29. kidnapping expenses

4.000 €

1.1.35. Help family members at the home of the hospitalized insured

120 €

1.1.36. Opening and repairing chests and safes

175 €

1.1.38. Transmission of urgent messages

Included

1.1.39. Shipping medicines abroad

Included

1.1.40. Interpreter service

Included

1.1.41. Information service

Included

1.1.42. Advance of funds abroad

3.000 €

1.1.43. Card cancellation

Included

1.1.46. Loss of keys to the habitual residence

75 €

1.1.56. Extension of the companion's stay in the hotel by medical prescription (80 euros/day).

800 €

1.1.57. Insured expenses derived from the hospital stay 10 euros/day)

100 €

1.1.71. Expenses of the insured derived from carrying out the coronavirus diagnostic test (PCR)

200 €

1.1.72. Extension of stay due to medical quarantine due to covid-19 (270 euros/day).

4.050 €

1.1.76. Extension of stay of the companion due to medical quarantine of the insured due to covid-19 (270 euros/day)

4.050 €

1.1.84. Early return due to border closure at destination due to covid-19

Unlimited

1.2 LEGAL ASSISTANCE

1.2.1. Claim in foreign purchase contracts

3.000 €

2. LUGGAGE WARRANTY

2.1. Material losses

• Spain…………………………………………………………………………………..

• Europe………………………………………………………………………………..

• World………………………………………………………………………………

• In case of theft, a maximum amount of………………….. is established.

850 €

1.500 €

2.500 €

500 €

2.3. Delay in the delivery of luggage (150 euros after 12 hours and 105 euros every additional 24 hours).

360 €

2.4. Sending forgotten or stolen items during the trip

125 €

2.5. Search, location and delivery of lost luggage

Included

2.6. Management costs for loss of travel documents

250 €

3) GUARANTEES FOR CANCELLATION, INTERRUPTION AND CHANGE OF TRIP CONDITIONS

3.1. Trip cancellation expenses (Including Covid-19)

     ·         Spain………………………………………………………………………….

     ·         Europe …………………………………………………………………………………

     ·         World ………………………………………………………………………………………

1.750 €

3.000 €

5.000 €

3.2. Trip interruption

     ·         Spain………………………………………………………………………….

     ·         Europe …………………………………………………………………………………

World ………………………………………………………………………………………

1.000 €

2.000 €

4.000 €

4) GUARANTEES FOR TRAVEL DELAY AND LOSS OF SERVICES

4.1. Expenses caused by the delay in the departure of the means of transport (50 euros after 6 hours and 100 euros for every additional 24 hours).

350 €

4.4. Expenses caused by the forced travel extension (maximum 70 euros/day)

350 €

4.5. Extension of insurance coverage (maximum 4 days)

Included

4.6. Expenses caused by the loss of transportation links (minimum 4 hours delay)

800 €

4.8. Expenses caused by alternative transportation due to loss of transportation links (minimum 4 hours of delay)

500 €

4.9. Expenses caused by the loss of the means of transportation due to an accident “in itinere”

350 €

4.10. Change of services initially contracted

• Expenses caused by the departure of an unforeseen alternative means of transport (60 euros every 6 hours)   

• Expenses incurred by changing hotel/apartment (max. 55 euros/day) 

360 €

550 €

4.12. Loss of contracted services

300 €

4.28. Loss of contracted services due to medical quarantine due to positive covid-19

500 €

5) ACCIDENT GUARANTEE

5.1. Travel accidents

        5.1.1. Permanent disability due to travel accident

        5.1.2. Death due to travel accident

6.500 €

6.500 €

5.2. Transportation accidents

       5.2.1. Permanent disability due to accident of the means of transport

       5.2.2. Death due to transportation accident

40.000 €

40.000 €

6) CIVIL LIABILITY

6.1. Private civil liability

80.000 €

7) SUPPLIERS BANKRUPTCY GUARANTEE

7.1. Supplier bankruptcy

    7.1.1. Cancellation expenses due to supplier bankruptcy

      7.1.1.2. Expenses for loss of services due to trip cancellation

        7.1.3. Repatriation expenses of the travel insured due to supplier bankruptcy

300 €

300 €

8) FORCE MAJEURE WARRANTY

8.1. Overwhelming force

   8.1.2. Trip extension expenses due to force majeure

8.1.2.1. Accommodation and subsistence expenses due to force majeure (150 euros/day)

1.050 €