Travel insurance for students

• For expenses originating abroad and derived from an illness or accidents that occurred abroad: €6.000

Accidents caused by COVID-19

In cases of vital emergency as a result of an unforeseeable complication of a chronic or pre-existing disease, only the costs of first assistance carried out urgently and within the first 24 hours from the start of care will be taken into account. in the medical or hospital center.

The costs of the means of transportation will be organized and paid in the event that due to illness or accident you are unable to continue the trip and use the transportation for the program that is the object of the trip. Ilimitado

In the event of the death of a direct family member in Spain, the Insurer will organize and pay the costs of the means of transport for the return of the Insured, up to the limit of: Ilimitado

INCLUDED

When the Insured has been hospitalized and a duration of more than 3 days is expected, the Insurer will make available to a relative of the Insured, a round-trip ticket from their home, in order to go to their side. Ilimitado.

In case of death or disability, compensation up to the limit of €6.000

People over 70 years of age are not covered, and minors under 14 years of age are guaranteed the risk of death only up to €3.000, or up to the limit set in the Particular Conditions, if this is lower, for funeral expenses and for the risk of death. Permanent Disability up to the sum established in the Particular Conditions.

The maximum compensation in the event of an accident will be €3.000.000, regardless of the number of Insureds affected.

Ergo Seguros will reimburse you for expenses derived from communications made with our assistance center.

Claims for personal or material damage caused in areas for which the Spanish Ministry of Foreign Affairs had issued a recommendation not to travel at the time of entry of the INSURED (for example, due to terrorist attacks or natural disasters) will be excluded from coverage.

If this recommendation had been issued while the INSURED was at their destination, the insurance coverage will be extended for a period of 14 days, counting from the moment the warning was issued.

The INSURER must be informed during said period and the INSURED must decide whether to leave that area or accept the issuance of a supplement to their policy, in which new coverage conditions may be established at the INSURER's discretion.

Ergo Seguros is responsible for the pecuniary compensation that, in accordance with articles 1902 to 1910 of the Civil Code, the Insured is obliged to satisfy as civilly responsible for bodily or material damage caused involuntarily to third parties, with a limit of 30.000 €.