Student travel insurance
We want you to enjoy your experience abroad to the fullest and that no inconvenience spoils all your plans, that is why we offer you a travel insurance adapted to all your needs. With our health insurance you will be able to visit doctors and hospitals all over the world.
With the travel insurance we offer, you will not have to worry about possible hospital expenses or transfers to your country of residence due to the death of a family member, as well as many other coverages we offer.
This travel insurance is suitable for all types of students: Erasmus, language courses abroad, Au Pair, Master student, academic year, exchanges with other schools, professional internships, etc.
The Plus and Premium medical insurance is valid to obtain the Schengen visa (minimum medical coverage of 30,000 € is required).
Types of travel insurance for students
Up to 6.00 euros in medical expenses!
Up to 60.00 euros in medical expenses!
With this insurance, you have unlimited medical expenses!
Student travel insurance coverage
Medical Expense Coverage
Private Civil Liability
Baggage Delay Charges
Theft and Damange to Baggage
Up to €6,000 in medical expenses. INCLUDES HEALTH CARE IN CASE OF COVID-19 INFECTION. If you are looking for cheap travel insurance this is your insurance!
Basic Insurance Coverage
MEDICAL EXPENSES DUE TO ILLNESS OR ACCIDENT
– For expenses incurred abroad and arising from an illness or accident occurring abroad: 6,000 €.
Losses caused by COVID19 are covered.
In cases of vital emergency as a consequence of an unforeseeable complication of a chronic or pre-existing illness, only the costs of the first care provided as an emergency and within 24 hours from the start of care at the medical or hospital center will be covered.
EXPENSES OF REPATRIATION OR SANITARY TRANSPORTATION OF THE INJURED OR SICK
The expenses of the means of transportation will be organized and paid if due to illness or accident, you cannot continue your trip and use the transportation for the program as intended. UNLIMITED.
Repatriation or Transport of Deceased
Up to the burial site in Spain, the limit is: UNLIMITED
Extension of Stay in Hotel
If the insured is ill or injured and his return is not possible, when the insured’s medical team decides based on their contact with the attending physician, the insurer is responsible for the expenses caused by the extension of the hotel stay. Paying the insured 60€ / day, with a limit of 600€.
Return of the Insured Due to The Dead of a Direct Relative
In the event of the death of a direct relative in Spain, the insurer will organize and pay the expenses of the means of transportation for the return of the insured, up to the limit of: UNLIMITED
Transmission of Urgent Messages
Displacement of a Companion
When the insured has been hospitalized and a duration of more than 3 days is foreseen, the insurer will provide a round trip ticket to a direct relative to come be with the hospitalized insured. UNLIMITED
Luggage Insurance and Personal Effects
The payment of material losses suffered by luggage because of theft is guaranteed, as well as damages caused by fire and total or partial damages caused by the transportation carrier. 150€
Accidents during the 24 Hours
In case of Death or disability, compensation up to the limit of 6.000€.
People over the age of 70 are not covered, guaranteeing children under 14 years of age at risk of death only up to € 3,000, or up to the limit set conditions, if amount is smaller, it can be used for burial expenses and for the risk of permanent disability up the amount of the set conditions.
The maximum compensation in the event an accident will be 3.000.000€, regardless of the number of insureds affected.
Central Assistance Communications Expenses
Ergo Insurance will reimburse you for expenses arising from communications made without support center.
Notice: Travel to Areas of Risk / War Zone
Claims for personal or material damages caused in areas that the Spanish Ministry of Foreign Affairs had issued a recommendation to not travel at the time of the Insured’s entry (for example due to terrorist attacks or natural disasters) will be excluded from coverage.
If this recommendation had been issued with the Insured already in its destination, the insurance coverage will be extended for a day period, counting from the time the warning was issued.
The Insurance must be informed during this period and the Insured must decide whether to leave the area or accept the issuance of a supplement to the policy, in which new coverage conditions may be set at the discretion of the Insurer.
Private Civil Liability DURING THE TRIP
Ergo Insurance takes charge of the pecuniary indemnities that according to the articles 1902 to 1910 of the Civil Code will be obligated to satisfy the Insured as civilly liable for bodily or material damages caused unintentionally to third parties, with the limit of 30.000€ .
Up to 60.000 € in medical expenses. INCLUDES HEALTH CARE ASSISTANCE IN CASE OF COVID-19 INFECTION. If you are looking for an affordable travel insurance, this is your insurance!
Plus Insurance Coverage
INCLUDES BASIC INSURANCE COVERAGE BUT WITH 60,000 euros in medical expenses due to illness or accident abroad
Medical expenses for illness or accident in Spain*: 600 €.
(*If you are a resident of another country and travel to Spain it would be 60.000 €).
Claims caused by COVID-19 are covered.
Expenses for cancellation of summer or year term courses
FOR SUMMER COURSE………….600 €
Travel cancellation expenses will be compensated if at the end, the course would have suspended three or more subjects and for this reason, the trip is not made. This coverage will take effect as long as, during the school year, the student has not failed two or more subjects during three consecutive assessments.
FOR SCHOOL YEAR……….1,800 €
It will be compensated for Travel Cancellation Expenses if the student must take their exams in the September call in at least three subjects of the course in which they are enrolled in, excluding, Physical Education, Religion, Ethics, Music, Handicrafts and any other subject that is considered complementary in the basic subjects of the course. This coverage will take effect as long as, during the school year, the student has not failed two or more subjects during three consecutive assessments.
UNLIMITED MEDICAL EXPENSES. INCLUDES HEALTH CARE IN CASE OF COVID-19 INFECTION. If you are looking for an affordable travel insurance, this is your insurance!
Premium Insurance Coverage
MEDICAL AND HEALTH CARE: UNLIMITED
Claims caused by COVID-19 are covered.
Emergency expenses abroad resulting from a worsening of a chronic or pre-existing illness: 50.000€.
PSYCOLOGICAL OR PSYCHIATRIC ILLNESS EXPENSES
- Duration of stay: less than 3 months: Not covered.
- Duration of stay: between 3 and 6 months: 275€.
- Duration of stay: more than 6 months: 550 €.
Physical therapy cost/chriopracty
•Duration of stay: less than 3 months: 200€
• Duration of stay: between 3 and 6 months: 200€
• Duration of stay: more than 6 months: 400€
EMERGENCY DENTAL EXPENSES
• Duration of stay: less than 3 months: 200€
• Duration of stay: between 3 and 6 months: 400€
• Duration of stay: more than 6 months: 800€
- 17.000 €
Displacement of a person in case of hospitalization of the insured for more than 3 days
• Travel expenses: Unlimited
• Expenses for the stay of displaced family members (75 €/day): 750 €
Extension of the stay in the hotel by medical prescription
- 75 euros / day: 750 euros
Expenses of the insured deriving from the performance of the coronavirus diagnostic test (PCR). Conditions: already traveling, presenting symptoms compatible with COVID-19 disease and under medical prescription.
- 200 euros
Theft and physical damages to luggages
- Theft and material damage to luggage: 2.800 €
- Valuables: 480 €
Compensation for death by accident on a 24-hour trip
- 15.000 euros
Private civil liability
- 1.000.000 euros
Legal assistance expenses
- 50.000 euros
Do you need student health insurance to come to Spain? We also have it for you, see more information by clicking on the link below…
Do you have any doubts? Call us or send us an email
+34 955 083 008
SPORTS ACTIVITY: for the purposes of this policy, sports, pursuant to their level of risk, shall be grouped, in each case, as shown below.
Group A: athletics, gym activities, cycle tourism, curling, hiking, jogging, ball games, beach games and camping activities, kayaking, swimming, orienteering, stand up paddle boarding, fishing, snowshoeing, segwaying, walking, snorkelling, trekking at an altitude of less than 2,000 m and any other similar sport.
Group B (consult price): mountain biking, small game hunting, cross-country skiing, jet skiing, snowmobiling, windsailing, paintballing, skating, canoeing, trekking on rope bridges, indoor rock climbing, 4x4 trails, survival in nature, surfing and windsurfing, zip wiring, trekking at an altitude of more than 2,000 m, sledging at ski resorts, mushing, equestrian tourism and any other similar sport.
Group C (consult price): white water rafting, airsofting, canyoning, diving and underwater activities at depths of less than 20 m, bouldering up to a height of 8 m, equestrianism, rock climbing, fencing, caving at depths of less than 150 m, water skiing, fly surfing, hydrobobbing, hydrospeeding, kitesurfing, other wind sports (skiing, snowboarding, etc.), canoeing, deep-water soloing up to a height of 8 m, quads, rafting, abseiling, bungee jumping and any other similar sport.
Excluded activities: Activities Carried Out At More Than 3,000 Meters Above Sea Level, Underwater Activities At More Than 20 Meters Depth, Martial Arts, Ascents Or Aeronautical Trips, Big Wall, Bobsleigh, Boxing, Speed Or Endurance Racing, Big Game Hunting, Track Cycling, Road Cycling, Cyclocross, Wrestling, Motorcycle Sports, Alpine Climbing, Classic Climbing, Solo Climbing, Ice Climbing, Sports Schools And Associations, Scuba Diving, Caving At More Than 150 Meters Depth, Caving In Virgin Abysses, Speedboat, Luge, Polo, Rugby, Trial, Skeleton And, In Any Case, Professional Sports. Athletics, Fitness Activities, Cycling, Curling, Hiking, Jogging, Ball Games, Beach Games, Camping Activities, Orienteering, Segway, Hiking, Trekking Between 2,000 And 4,000 Meters Above Sea Level, Mountain Biking, Shooting/Hunting, Paintball, Skating, Tibetan Bridge, Climbing Wall, 4x4 Routes, Survival, Equestrian Tourism, Airsoft, Canyoning, Bulder Up To 8 Meters, Horse Riding, Sport Climbing, Fencing, Caving Less Than 150 Meters Deep and Quads.
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