Student travel insurance
We want you to enjoy your experience abroad to the fullest and that no inconvenience spoils all your plans, that is why we offer you a travel insurance adapted to all your needs. With our health insurance you will be able to visit doctors and hospitals all over the world.
With the travel insurance we offer, you will not have to worry about possible hospital expenses or transfers to your country of residence due to the death of a family member, as well as many other coverages we offer.
This travel insurance is suitable for all types of students: Erasmus, language courses abroad, Au Pair, Master student, academic year, exchanges with other schools, professional internships, etc.
The Plus and Premium medical insurance is valid to obtain the Schengen visa (minimum medical coverage of 30,000 € is required).
Types of travel insurance for students
Up to 6.00 euros in medical expenses!
Up to 60.00 euros in medical expenses!
With this insurance, you have unlimited medical expenses!
Student travel insurance coverage
Medical Expense Coverage
Private Civil Liability
Baggage Delay Charges
Theft and Damange to Baggage
Up to €6,000 in medical expenses. INCLUDES HEALTH CARE IN CASE OF COVID-19 INFECTION. If you are looking for cheap travel insurance this is your insurance!
Basic Insurance Coverage
– For expenses incurred abroad and arising from an illness or accident occurring abroad: 6,000 €.
Losses caused by COVID19 are covered.
In cases of vital emergency as a consequence of an unforeseeable complication of a chronic or pre-existing illness, only the costs of the first care provided as an emergency and within 24 hours from the start of care at the medical or hospital center will be covered.
The expenses of the means of transportation will be organized and paid if due to illness or accident, you cannot continue your trip and use the transportation for the program as intended. UNLIMITED.
Up to the burial site in Spain, the limit is: UNLIMITED
If the insured is ill or injured and his return is not possible, when the insured’s medical team decides based on their contact with the attending physician, the insurer is responsible for the expenses caused by the extension of the hotel stay. Paying the insured 60€ / day, with a limit of 600€.
In the event of the death of a direct relative in Spain, the insurer will organize and pay the expenses of the means of transportation for the return of the insured, up to the limit of: UNLIMITED
When the insured has been hospitalized and a duration of more than 3 days is foreseen, the insurer will provide a round trip ticket to a direct relative to come be with the hospitalized insured. UNLIMITED
The payment of material losses suffered by luggage because of theft is guaranteed, as well as damages caused by fire and total or partial damages caused by the transportation carrier. 150€
In case of Death or disability, compensation up to the limit of 6.000€.
People over the age of 70 are not covered, guaranteeing children under 14 years of age at risk of death only up to € 3,000, or up to the limit set conditions, if amount is smaller, it can be used for burial expenses and for the risk of permanent disability up the amount of the set conditions.
The maximum compensation in the event an accident will be 3.000.000€, regardless of the number of insureds affected.
Ergo Insurance will reimburse you for expenses arising from communications made without support center.
Claims for personal or material damages caused in areas that the Spanish Ministry of Foreign Affairs had issued a recommendation to not travel at the time of the Insured’s entry (for example due to terrorist attacks or natural disasters) will be excluded from coverage.
If this recommendation had been issued with the Insured already in its destination, the insurance coverage will be extended for a day period, counting from the time the warning was issued.
The Insurance must be informed during this period and the Insured must decide whether to leave the area or accept the issuance of a supplement to the policy, in which new coverage conditions may be set at the discretion of the Insurer.
Ergo Insurance takes charge of the pecuniary indemnities that according to the articles 1902 to 1910 of the Civil Code will be obligated to satisfy the Insured as civilly liable for bodily or material damages caused unintentionally to third parties, with the limit of 30.000€ .
Up to 60.000 € in medical expenses.INCLUDES HEALTH CARE IN CASE OF COVID-19 CONTAGION.If you are looking for a good travel insurance for students check this out!
Plus Insurance Coverage
INCLUDES BASIC INSURANCE COVERAGE BUT WITH 60,000 euros in medical expenses due to illness or accident abroad
Medical expenses for illness or accident in Spain*: 600 €.
(*If you are a resident of another country and travel to Spain it would be 60.000 €).
Losses caused by COVID19 are covered.
FOR SUMMER COURSE………….600 €
Compensation will be paid as Trip Cancellation Expenses, if at the end of the course the student has failed three or more subjects and for this reason does not make the trip. This coverage shall be effective as long as, during the school year, the student has not failed two or more subjects during three consecutive evaluations.
FOR SCHOOL YEAR……….1,800 €
Compensation for Travel Cancellation Expenses will be paid if the student must take his/her exams in September in at least three subjects of the course in which he/she is enrolled, excluding Physical Education, Religion, Ethics, Music, Manual Work and any other subject that has the consideration of complementary in the basic subjects of the course. This coverage will be effective as long as, during the school year, the student has not failed two or more subjects during three consecutive evaluations. Translated with www.DeepL.com/Translator (free version)
UNLIMITED MEDICAL EXPENSES INCLUDES HEALTH CARE IN CASE OF COVID-19 CONTAGION. If you are looking for the best insurance this is your option!
Premium Insurance Coverage
Losses caused by COVID19 are covered.
Emergency expenses abroad resulting from an aggravation of a chronic or pre-existing disease: 50.000 €.
- For trips of up to 3 months duration: Not covered
- For trips lasting 3 to 6 months: 275 €.
- For trips lasting more than 6 months: 550 €.
• For trips up to 3 months: 200 €.
• For trips lasting 3 to 6 months: 200 €
• For trips lasting more than 6 months:400€
• For trips up to 3 months: 200 €
• For trips lasting 3 to 6 months: 400 €
• For trips lasting more than 6 months: 800 €
· 600 €
- 17.000 €
• Travel expenses: Unlimited
• Expenses for the stay of displaced family members (75 €/day): 750 €
- 75 euros / day: 750 euros
Insured's expenses arising from the performance of the coronavirus diagnostic test (PCR). Conditions: to be already traveling, to present symptoms compatible with COVID-19 disease and under medical prescription.
- 200 euros
• Theft and material damage to luggage: 2.800 €
- Valuables: 480 €
- 1.000.000 euros
- 50.000 euros
SPORTS ACTIVITY: for the purposes of this policy, the practice of sports, in accordance with its level of risk, shall be grouped, in each case, as detailed below.
Group A: athletics, gym activities, cycling, curling, hiking, jogging, ball games, beach games and camping activities, kayaking, swimming, orienteering, paddle surfing, fishing, snowshoeing, segway, hiking, snorkeling, trekking below 2,000 meters of altitude and any other of similar characteristics.
Group B (consult price): mountain biking, shooting sports / small game, cross-country skiing, jet skiing, snowmobiling, sailing, paintball, skating, canoeing, Tibetan bridge, climbing wall, 4 x 4 routes, survival, surfing and windsurfing, zip line, trekking between 2,000 and 3,000 meters, sledding in ski resorts, dog sledding (mushing), equestrian tourism and any other of similar characteristics.
Group C (consult price): whitewater, airsolf, canyoning, diving and underwater activities at a depth of less than 20 meters, bulder up to 8 meters high, horseback riding, sport climbing, fencing, caving at a depth of less than 150 meters, water skiing, fly surfing, hydrobob, hydrospeed, kitesurfing, other winter sports (skiing, snowboarding, etc.), canoeing, psicobloc up to 8 meters high, quads, rafting, rappel, elastic jumping and any other of similar characteristics.
Excluded activities: activities carried out at an altitude of more than 3. 000 meters of altitude, underwater activities at a depth of more than 20 meters, martial arts, aeronautical ascents or trips, big wall, bobsleigh, boxing, speed or endurance races, big game hunting, track cycling, road cycling, cyclocross, combat sports, motorcycle sports, alpine climbing, classic climbing, integral climbing, ice climbing, sports schools and associations, speleo-diving, speleology at depths of more than 150 meters, speleology in virgin chasms, speedboat, luge, polo, rugby, trial, skeleton and, in any case, professional sports practice. Athletics, Gymnasium activities, Cycling, Curling, Hiking, Jogging, Ball games, Beach games, Camping activities, Orienteering, Segway, Hiking, Trekking between 2,000 and 4,000 meters altitude, Bicycling, Mountain biking, Mountain biking, Mountain biking. 000 meters of altitude, Mountain biking, Shooting sports / small game, Paintball, Skating, Tibetan bridge, Rock climbing, 4x4 routes, Survival, Tyrolean trails, Equestrian tourism, Airsoft, Canyoning, Bulder up to 8 meters high, Horseback riding, Sport climbing, Fencing, Caving less than 150 meters deep and Quads.
Do you have any doubts? Call us or send us an email
+34 955 326 106
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